A break in service refers to the period of time in between your date of separation and date of re-entry into the Fund.
If you re-enter the Fund within 36 months from your date of separation your participation in the Fund is deemed to have been continuous (provided that you were not already paid a withdrawal settlement). You do not need to submit any document to the Fund, as your employing organization will provide the required information to the Fund. Remember, a break in service cannot be made pensionable at any time. Please note, this is not the same as validation of previous non-contributory service.
If you re-enter the Fund after 36 months from your date of separation or after being paid a withdrawal settlement, upon re-entering the Fund a new pension account will be opened to you, and your contributions for the new period of participation in the Fund will be paid to that account. Your contributions for your new period of participation in the Fund cannot be added to your previous pension account, and you will have two separate pension accounts with the Fund. Upon separation you will be paid a benefit from each pension account separately.
Can a Break-in-Service be made pensionable?
There are no provisions in the Fund’s Regulations and Rules that would allow to make pensionable any period during which you were not a participating staff member of one of the Fund’s member organizations. However, if you were employed or going to be employed by an organization which signed a Transfer Agreement with the Fund, you may be allowed to transfer your pension rights into/from the Fund in accordance with the provisions of the relevant Transfer Agreement. Please note that application deadlines apply.
For further information, please check out our page on Transfer Agreements. A complete list of organizations with which the UNJSPF has signed Transfer Agreements, as well as the complete text of each agreement can be found here.