Death

1.1. Widow(er) Benefit

(a) Participant died in service → widow benefit is payable if the surviving spouse was married to him/her at the time of death. 

(b) Death of a retiree/beneficiary → widow(er) benefit is payable if (i) the deceased was entitled to a retirement, early retirement, deferred retirement or disability benefit at the date of his/her death; (ii) spouse was married to him/her at the date of separation from service; and (ii) spouse remained married to him/her until his/her death. 

1.2. Divorced Surviving Spouse’s Benefit

Survivor’s benefit is payable if (i) the deceased died in service or was entitled to a retirement, early retirement, deferred retirement or disability benefit at the date of his/her death; (ii) the couple was married for a continuous period of at least ten years during which contributions were paid to the participant’s UNJSPF account; (iii) death occurred within 15 years of the final divorce, unless the participant was under obligation to pay spousal maintenance; (iv) former spouse is at least 40 years old; and (v) there was no renouncement of UNJSPF pension benefit entitlements.

1.3. Marriage after separation from service

There is no eligibility for a widow(er) benefit unless the retiree (or the recipient of a disability benefit) has elected to purchase annuity within one year of the marriage.

1.4. Child Benefit

(a) Participant died in service → child benefit is payable if the child is under the age of 21 at the time of the death. 

(b) Death of retiree/beneficiary → child benefit is payable if (i) the deceased was entitled to a retirement, early retirement or disability benefit; and (ii) the child is under the age of 21 at the time of the death.

(c) Disabled child benefit → If the child is disabled, a monthly benefit may be payable also after the age of 21.

1.5. Secondary dependant

Benefit is payable to one surviving secondary dependant if (i) the deceased died in service or was entitled to a retirement, early retirement, deferred retirement (does not apply in the case of brother/sister) or disability benefit at the date of his/her death; and (ii) no other survivor’s benefit is payable.

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2.1. Participant died in service → if there is no survivor’s benefit payable, the Pension Fund will make payment of a residual settlement to the person/institution designated as a recipient by the participant on the Pension Fund’s A/2 Form.

2.2. Death of retiree/beneficiary → residual settlement is payable to the person/institution designated as a recipient by the participant/retiree/beneficiary on the Pension Fund’s PENS.A/2 Form only if (i) there is no survivor’s benefit payable; (ii) the retiree has not elected to be paid the maximum lump-sum commutation of the pension benefit allowed; and (iii) the total amount of the benefits paid to and on account of the late retiree/beneficiary (including any survivor’s benefit) is less than the late retiree’s/beneficiary’s own contributions to the Pension Fund.

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A residual settlement will be paid to the estate of the late participant/retiree/beneficiary if:

(i) there is no survivor’s benefit payable;

(ii) there is no duly filled out, dated and signed Pension Fund PENS.A/2 Form in the Fund’s records;

(iii) the total amount of the benefits paid to and on account of the late participant/retiree/beneficiary (including any survivor’s benefit) is less than the late participant’s or retiree’s own contributions to the Pension Fund.

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